Ajaib Current
Oct 2025 — PresentFull-time Treasury Operations
Daily treasury operations focused on accurate fund flows, reconciliations, and efficient financial processes.
Currently — Treasury Operations 
Putri Oktaviani
Fintech & Payment Operations Professional
Accounting graduate with experience in fintech, specializing in Payment Operations and currently working in Treasury Operations. Passionate about business processes, finance, and digital payment systems.
Partners coordinated 10+ networks
About
A little about me
I'm an Accounting graduate with experience in fintech, specializing in Payment Operations and currently working in Treasury Operations. I'm passionate about business processes, finance, and digital payment systems, with experience working across operations, partners, clients, and internal teams.
Customer Experience Team Leadership Data Reconciliation
From accounting to fintech operations
Accounting Graduate
Financial foundation & process mindset
Payment Operations
Monitoring, reconciliation, settlements
Treasury Operations
Accurate fund flows & efficiency
Impact at a glance
Numbers that tell the story
Results across payment operations, partner coordination, and data management.
0 + Years Finance & operations experience
0 + Partners Coordinated across payment networks
0 + Records Client records managed
Experience
Career timeline
From academic research to treasury operations — a career built on accuracy, growth, and operational reliability.
Brick
Apr 2023 — Oct 2025 · 2 yrs 7 mosFull-time Sr. Payment Operation Executive
Nov 2024 — Oct 2025 · 1 yrSupervised daily payment operations and settlement health across a 10+ partner network.
- Supervise daily BAU operations and ensure agent activities comply with SOPs.
- Manage monthly shift schedules and overtime calculations.
- Analyze failed transactions weekly to identify root causes and operational improvements.
- Perform transaction reconciliations every 3 hours and daily.
- Monitor settlements to maintain SLA compliance and accurate fund flows.
- Monitor transactions for anomalies and potential fraud.
- Manage floating balances with partners.
- Handle client-reported issues and coordinate resolutions.
- Coordinate with 10+ partners to investigate and resolve transaction-related issues.
Impact in practice
Problem
Failed transactions, settlement delays, and fraud risk across a wide partner network.
Approach
Weekly root-cause analysis of failures, 3-hourly reconciliations, real-time anomaly and fraud monitoring, and close coordination with 10+ partners.
Impact
SLA-compliant settlements, accurate fund flows, and actionable operational improvements.
Full-time Payment Operation Executive
Aug 2023 — Nov 2024 · 1 yr 4 mosOwned end-to-end transaction reconciliation and payment monitoring.
- Perform transaction reconciliations every 3 hours and daily.
- Monitor payment activities and identify unusual transactions.
- Analyze failed transactions and identify root causes.
- Manage floating balances with partners.
- Coordinate with partners to resolve transaction-related issues.
- Handle client-reported transaction anomalies and dashboard issues.
Internship Payment Monitoring
Apr 2023 — Aug 2023 · 5 mosMonitored payment data, identified anomalies, and processed transaction records.
- Monitor financial transactions and payment data.
- Identify unusual transactions.
- Process and control transaction CSV data in Excel.
- Respond to client transaction inquiries.
PT Surya Citra Media, Tbk
Aug 2022 — Dec 2022 · 5 mosInternship UPM Administration
Handled administrative and financial documentation for production operations.
- Create and manage Cash Advance Reports.
- Create Payment Requests (RFP).
- Process invoices and financial documents.
- Prepare payment receipts for production crews.
- Calculate project crew payments.
- Archive talent contract documents.
PT Bank Mandiri (Persero) Tbk.
Apr 2022 — Jun 2022 · 3 mosInternship Database Administration
Managed training data for 2,500+ employees and supported board-level reporting.
- Manage employee training databases.
- Manage 2,500+ Bank Mandiri employee records.
- Process data for board-level reporting.
- Assist training events.
- Create E-Class and E-Learning accounts.
- Upload post-tests and recap employee scores.
Universitas Muhammadiyah Prof. Dr. Hamka (UHAMKA)
Oct 2021 — Jun 2022 · 9 mosSeasonal Research Team Leader
Led a research team during a seasonal academic research program at UHAMKA.
What I Do
Core capabilities
Four areas where I turn complex operations into reliable, efficient processes.
Payment Operations
Transaction monitoring, reconciliation, settlement, and issue resolution.
Financial Operations
Financial data analysis, reporting, balance monitoring, and process control.
Partner & Client Operations
Partner coordination, client communication, investigation, and issue resolution.
Team & Process Management
SOP compliance, operational coordination, scheduling, and process improvement.
Education
Academic background
Universitas Muhammadiyah Prof. Dr. Hamka
Bachelor of Accounting
Pertukaran Mahasiswa Merdeka (PMM)
Exchange Student
National student exchange program across three universities
Universitas Syiah Kuala Accounting
Universitas Negeri Padang Economics
University of Jember Accounting
Achievements
Awards
Bronze Medal
Muharram Science Olympiad (MUSLIM) 2022
Integrated Economy
Bronze Medal
Olimpiade Numerasi Nasional (ONN) 2022
Languages
Languages spoken
Bahasa Indonesia
Native / Bilingual
Bahasa Inggris
Limited Working
Bahasa Mandarin
Elementary
Bahasa Korea
Elementary
Interested in fintech, finance, and better operational processes?
Let's connect and create something impactful together.